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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERY...

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERYTIME i NEED IT SUPPORT FROM CUSTOMER SERVICE THEY WERE HELPFUL AND TRANSPARENT Reviewed on: 15th January 2026

Excellent service

Excellent service well recommended Reviewed on: 15th January 2026

Zopa is an excellent credit card to have

Zopa is an excellent credit card to have Reviewed on: 15th January 2026

Thank you Zopa

I am in the process of rebuilding my credit after a costly divorce. Zopa have supported this every step of the way, allowing me a credit card, so that I can start to build my way back to a secure financial future. Reviewed on: 15th January 2026

Easy to use and very secure

Easy to use and very secure , great app and easy to follow. Reviewed on: 15th January 2026

.card issues

There has been no issues with the card vir when contacting customer service they were excellent Reviewed on: 15th January 2026

Never had any problems with my zopa account since I...

Never had any problems with my zopa account since I opened it i use it all the time as a disabled person I don't like carrying cash with me in the current situation in this country Reviewed on: 15th January 2026

ZOPA is first for security, I trust that my account...

ZOPA is first for security, I trust that my account is secure and safe from hackers due to the link of my card to my phone which requires confirmation of any purchases. Reviewed on: 15th January 2026

Easy to use abroad, with no charges.

Easy to use abroad, with no charges. I simply pay in full by automatic payments, the following month. Reviewed on: 15th January 2026

Excellent service great bank and always kept informed

Excellent service great bank and always kept informed Reviewed on: 15th January 2026

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