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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good card and the interest is not bad

Very good card and the interest is not bad Reviewed on: 25th April 2025

Always helpful, great choice, have many options f...

Always helpful, great choice, have many options from saving to loans Reviewed on: 25th April 2025

Love thank you

Easy to use, manageable credit limit great customer service Reviewed on: 25th April 2025

Great service and excellent customer service

Great service and excellent customer service Reviewed on: 25th April 2025

Easy and instan get updates very easily, quick acti...

Easy and instan get updates very easily, quick acting system, Reviewed on: 25th April 2025

Excellent customer service and fast and easy approv...

Excellent customer service and fast and easy approval process. Reviewed on: 25th April 2025

Keeps me up-to-date with my account

Keeps me up-to-date with my account Reviewed on: 25th April 2025

Helps me in my great ordeal as far as finances is co...

Helps me in my great ordeal as far as finances is concern Reviewed on: 25th April 2025

Good rates, easy to use app.

Good rates, easy to use app. Great for saving, love the credit buffer to stop going near the limit Reviewed on: 25th April 2025

Easy to apply for can use it abroad when needed...

Easy to apply for can use it abroad when needed Reviewed on: 25th April 2025

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