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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really good build up credit, easy to use and very go...

Really good build up credit, easy to use and very good Apr. Reviewed on: 24th April 2025

Never had an issue, great service.

Never had an issue, great service. Reviewed on: 24th April 2025

Very cheap Apr good customer service

Very cheap Apr good customer service Reviewed on: 24th April 2025

Never had any issues with the card .

Never had any issues with the card . The app is very easy to navigate with some helpful tips on how to manage your finances. Reviewed on: 24th April 2025

It has been a wonderful experience for me since I st...

It has been a wonderful experience for me since I started using Zopa Reviewed on: 24th April 2025

Zopa credit card simple to use and recommend to all.

Straight forward easy to manage and recommend to everyone who is eligible to participate in Zopa. Reviewed on: 24th April 2025

Never had a problem and easy to use

Never had a problem and easy to use Reviewed on: 24th April 2025

Easy to use, really good mobile app

Easy to use, really good mobile app Reviewed on: 24th April 2025

Great card by a great company everything is so easy...

Great card by a great company everything is so easy and really clear Reviewed on: 24th April 2025

Easy reliable credit card to use

Easy reliable credit card to use Reviewed on: 24th April 2025

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