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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very flexable easy to use app affadable pay back

Very flexable easy to use app affadable pay back Reviewed on: 15th January 2026

Great bank to use, easy to use app.

Great bank to use, easy to use app. Highly recommended Reviewed on: 15th January 2026

Best Credit Provider For Customer Services.

Zopa have been really good and supportive in helping me rebuild my credit rating. Reviewed on: 15th January 2026

Great service and great app.

Great service and great app. Efficient and well informed. Reviewed on: 15th January 2026

Good rates for credit card.

Good rates for credit card. Never had anything wrong. Reviewed on: 15th January 2026

Fantastic

Fantastic all around card for every day use Reviewed on: 15th January 2026

Quick and easy to use loverly staff helpfull and app...

Quick and easy to use loverly staff helpfull and app easy to use I’ve had no problems Reviewed on: 15th January 2026

Great service always happy to help

Great service always happy to help Reviewed on: 15th January 2026

Very good experience .

Very good experience . Value for moneys don’t over extend your credit Reviewed on: 15th January 2026

Best company they helped me where no other company w...

Best company they helped me where no other company would Reviewed on: 15th January 2026

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