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Zopa: Credit card reviews

4.93
Based on 41,934 reviews, last reviewed 18th Jan 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab company Easy to get a credit card with no hassles Reviewed on: 18th January 2026
Wendy Woo's avatar
Wendy Woo

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41934)

Review of the Zopa, Credit card:

all really good

5
Love the live updating when payments made both credit and debits, simple online app. Great thanks Reviewed on: 25th January 2022

Professional and friendly

5
Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Happy camper.

5
My whole experience with Zopa from the application up until now has been fantastic Reviewed on: 17th January 2026

Got the money easy and faster, quick decision.

5
Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

5
Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

5
Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

5
I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

5
Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

5
Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

5
This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Easy to every thing. Satusfied

5
Easy to every thing.satisfied with shooing purchages Reviewed on: 17th January 2026

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