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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41951 reviews)

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4.93

Based on 41,951 reviews, last reviewed 21st Jan 2026

82450% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always helpful. Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41951)

Review of the Zopa, Credit card:

Zopa Review

Zopa makes it so much easier and simpler to access and use your money via the phone or card. Reviewed on: 5th April 2023

Easy way to handle your credit card refreshing strai...

Easy way to handle your credit card refreshing straight forward excellent service would recommend all my friends brilliant card Reviewed on: 18th January 2026

Easy to use

Easy to use, perfect card always recommend to my friends Reviewed on: 18th January 2026

Easy to apply for, love the app let’s me stay in con...

Easy to apply for, love the app let’s me stay in control of my spending Reviewed on: 18th January 2026

It was no hassllte to get a zopa card the web page k...

It was no hassllte to get a zopa card the web page keeps you aware of all that hapens Reviewed on: 18th January 2026

full transparency...

You know every transaction also full transparency of the complete procedure from applying to using their credit card and also a responsible lender not like some out there Reviewed on: 18th January 2026

Value for mony

I think Zopa it is easy to use and value for money. Reviewed on: 18th January 2026

good card to have

looked after when doing transactions Reviewed on: 18th January 2026

It does what it says on the package

Fantastic company, very satisfied with them , nothing fazes them, very efficient to solve any problems, and polite and curtious Reviewed on: 18th January 2026

A good card excellent lender

Am using card for credit building Reviewed on: 18th January 2026

Excellent service

Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026

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