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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service and product always helpful friendl...

Excellent service and product always helpful friendly and professional Reviewed on: 15th January 2026

Easy to apply no hassle and straightforward

Easy to apply no hassle and straightforward Reviewed on: 15th January 2026

I applied it was quick and easy card.

I applied it was quick and easy card. Came in no time Reviewed on: 15th January 2026

Easy step by step application.

Easy step by step application. Customer service top notch Reviewed on: 15th January 2026

Always helpful and really good rates

Always helpful and really good rates Reviewed on: 15th January 2026

Decent company

Very easy to deal with and the app is user friendly. Great customer service as well Reviewed on: 15th January 2026

Zopa is easy to use and the support is great...

Zopa is easy to use and the support is great Reviewed on: 15th January 2026

Very professional great facilities on the app

Very professional great facilities on the app Reviewed on: 15th January 2026

Excellent credit card.

Excellent credit card. Excellent app. Reviewed on: 15th January 2026

Always met with friendly courteous staff who are alw...

Always met with friendly courteous staff who are always on hand to help with my queries Reviewed on: 15th January 2026

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