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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good very fair and an allround excellent service

Very good very fair and an allround excellent service Reviewed on: 15th January 2026

Really happy with the service provided

Really happy with the service provided Reviewed on: 15th January 2026

The best customer service and ease of app use make Z...

The best customer service and ease of app use make ZOPA the best all round Reviewed on: 15th January 2026

Best Bank.

Great Bank would recommend to anyone. Amazing customer service. Easy app to get around. Great deals. Reviewed on: 15th January 2026

Service was good,fast and accurate

Service was good,fast and accurate Reviewed on: 15th January 2026

Quick, decisive decisions, easy to access and naviga...

Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Very professional and easy to utilise

Very professional and easy to utilise Reviewed on: 15th January 2026

Best regular savings rate on the internet.

Best regular savings rate on the internet. Reviewed on: 15th January 2026

I have had a really good experience with Zopa since...

I have had a really good experience with Zopa since day one. I have learned much about my financial situation and decisions. Reviewed on: 15th January 2026

The best card of uk than other cards

The best card of uk than other cards Reviewed on: 7th December 2025

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