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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best services that not receiving from other providers.

Best services that not receiving from other providers. Reviewed on: 27th April 2025

Excellent Value

Excellent value for money and service Reviewed on: 27th April 2025

Excellent service

Easy app to use l, customer service on point, Reviewed on: 27th April 2025

Zopa has been amazing for me to rebuild my credit sc...

Zopa has been amazing for me to rebuild my credit score after being in a IVA. Reviewed on: 26th April 2025

Helped me out when nobody else would

Helped me out when nobody else would Reviewed on: 26th April 2025

It’s a great banking app, super easy to use and have...

It’s a great banking app, super easy to use and have enjoyed being a customer. Reviewed on: 26th April 2025

Easy to manage with the app, always up to date when...

Easy to manage with the app, always up to date when notifying of any changes etc Reviewed on: 26th April 2025

Hassle free credit that is easy to manage

Hassle free credit that is easy to manage Reviewed on: 26th April 2025

I have got a decent credit limit.

I have got a decent credit limit. Zopa has excellent customer service. Reviewed on: 26th April 2025

Good company definitely recommend

Great service and great company excellent customer service and always there if need help, love the credit card, always kept payments upto date and the interest rates is very good Reviewed on: 26th April 2025

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