Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 22nd April 2025

Great bank since being with Zopa no problems

Great bank since being with Zopa no problems Reviewed on: 22nd April 2025

Excellent rates , fantastic customer service, very e...

Excellent rates , fantastic customer service, very easy to navigate website, highly recommend, excellent choice of products Reviewed on: 22nd April 2025

Cannot fault Zopa, I highly recommend this company f...

Cannot fault Zopa, I highly recommend this company for a credit card Reviewed on: 22nd April 2025

Excellent credit card for building ur score .

Excellent credit card for building ur score .app is excellent and very helpful. Will definitely recommend to others everything u need is in the app and easy to use Reviewed on: 22nd April 2025

Zopa provided helpful and efficient service

Zopa helped when other companies left me cold. I have now repaired my credit score and have a healthy financial outlook. Reviewed on: 22nd April 2025

Great service and great app !

Great service and great app ! Couldn’t ask for more from a credit provider, thank you Reviewed on: 22nd April 2025

Great service, friendly staff and good value for money

Great service, friendly staff and good value for money Reviewed on: 22nd April 2025

Good customer service whenever I have had a query re...

Good customer service whenever I have had a query regarding my credit card. Reviewed on: 22nd April 2025

All works well never need to contact customer service

All works well never need to contact customer service Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Clarity credit card
from Halifax 4.22 from 266 reviews
Charge Card
from American Express 4.05 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub