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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to access and easy to use.

Easy to access and easy to use. Helpful mobile app. Reviewed on: 24th April 2025

Very easy to use excellent vey good quality

Very easy to use excellent vey good quality Reviewed on: 24th April 2025

Great credit card to have in your pocket.

Great credit card to have in your pocket. Reviewed on: 24th April 2025

Good company ni hassle and easy to use

Good company ni hassle and easy to use Reviewed on: 24th April 2025

It is good, the best credit card and low interest...

It is good, the best credit card and low interest Reviewed on: 24th April 2025

Very helpful and a good company and good service

Very helpful and a good company and good service Reviewed on: 24th April 2025

Enjoying the services and very convenient

Enjoying the services and very convenient Reviewed on: 24th April 2025

Never had issues with their service !

Never had issues with their service !!!! Good interest applied , very strong customer service . Reviewed on: 24th April 2025

I can only say Zopa credit card is fantastic and val...

I can only say Zopa credit card is fantastic and value for money Reviewed on: 24th April 2025

Good all round

Easy to use app, clear information and helpful when help required. Reviewed on: 24th April 2025

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