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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa are zupa!

My experience with Zopa has been simple, effective and a pleasure! Reviewed on: 24th April 2025

Easy to use app any questions dealt with no problems...

Easy to use app any questions dealt with no problems excellent service Reviewed on: 24th April 2025

Zopa it's my favourite card

Zopa care about their customers, with delivering a excellent service Reviewed on: 24th April 2025

Really easy to use and no hassle

Really easy to use and no hassle Reviewed on: 24th April 2025

The card is very excellent and the app is easy...

The card is very excellent and the app is easy to use Reviewed on: 24th April 2025

Easy all the way.

Easy all the way. App is great, see everything at a glance. Easy to apply for credit and keep in track Reviewed on: 24th April 2025

Brilliant and easy to use I will definitely recommend

Brilliant and easy to use I will definitely recommend Reviewed on: 24th April 2025

Excellent Credit Card for people looking to build th...

Excellent Credit Card for people looking to build their credit. Reviewed on: 24th April 2025

Brilliant

Great company with great service and products Reviewed on: 24th April 2025

Zopa credit card has helped me with my credit score...

Zopa credit card has helped me with my credit score Reviewed on: 24th April 2025

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