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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

Great credit card, easy to use / track where you are upto and credits appear shortly after submitting Reviewed on: 22nd April 2025

I really enjoyed using this credit card

I really enjoyed using this credit card Reviewed on: 22nd April 2025

good start company and doing well

good start company and doing well Reviewed on: 22nd April 2025

It's help to save money.

It's help to save money...in ias account...Easy pay back system... Reviewed on: 22nd April 2025

Zopa credit card.

Good service. Good customer service Reviewed on: 22nd April 2025

Lovely customer service excellent rates on saving th...

Lovely customer service excellent rates on saving the best Reviewed on: 22nd April 2025

JUST IN TIME - Got the card when l really needed hel...

JUST IN TIME - Got the card when l really needed help then most and without any hassle. Reviewed on: 22nd April 2025

Easy to use app, simple and straight forward

Easy to use app, simple and straight forward Reviewed on: 22nd April 2025

Always fast when fraud is detected, easy to talk to...

Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

Credit card is conveinant and handy Reviewed on: 22nd April 2025

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