Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic and easy to use very happy with the servic...

Fantastic and easy to use very happy with the service and good responses , can use the card anywhere Reviewed on: 24th April 2025

Great card, easy communication.

Great card, easy communication. Very pleased with everything Reviewed on: 24th April 2025

Easily understood

Easy to understand and use, good customer service Reviewed on: 24th April 2025

Excellent service ,very good credit card

Excellent service ,easy use,would highly recommend Reviewed on: 24th April 2025

No stress, no issues, transparent.

No stress, no issues, transparent. Flexible and easy to use and understand. Can get you out of an unexpected hole. Easy to aplpy too!, plus there are services you can access to, if offered. I ve been with Zopa a while now and never had any problems. Highly recommend it. Reviewed on: 24th April 2025

Easy to do online payments and good communication

Easy to do online payments and good communication Reviewed on: 24th April 2025

Great card

Since haveing this I have no problems and app is great easy to use Reviewed on: 24th April 2025

Does what it says on the tin.

Does what it says on the tin. Quick and easy application Reviewed on: 24th April 2025

Seamless and easy set up of a new credit customer we...

Seamless and easy set up of a new credit customer well worth doing this with Zopa Reviewed on: 23rd April 2025

Fantastic ease of doing business

Fantastic ease of doing business Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.78 from 2286 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews
Gold Card
from first direct 4.23 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub