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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good card

Easy to apply and get accepted and easy to set up account online. The statements are concise and payments easy to make. Credit limit to suit your needs. Reviewed on: 22nd April 2025

Great and reliable company would recommend to family...

Great and reliable company would recommend to family and friends Reviewed on: 22nd April 2025

Simply Marvellous, Life saver Zopa.

Simply Marvellous, Life saver Zopa. Not all superheros are huan being they also come in the form of banks. Reviewed on: 22nd April 2025

Very easy to use there app no problems whatsoever

Very easy to use there app no problems whatsoever Reviewed on: 22nd April 2025

Zopa 5 star review

Always helpful when you call. And the user experience is excellent Reviewed on: 22nd April 2025

Zopa are very good customer service is excellent onl...

Zopa are very good customer service is excellent only thing is not had a credit limit increase for a while Reviewed on: 22nd April 2025

Great company great product and excellent customer s...

Great company great product and excellent customer service Reviewed on: 22nd April 2025

Really good company helped my build my credit score...

Really good company helped my build my credit score backup Reviewed on: 22nd April 2025

Never an issue so never a problem

Never an issue so never a problem Reviewed on: 22nd April 2025

Your service is the best, and I am 100% happy with it.

Your service is the best, and I am 100% happy with it. Thanks Reviewed on: 22nd April 2025

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