Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40970 reviews)

View other Zopa products

4.93

Based on 40,968 reviews, last reviewed 15th Jan 2026

34150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help just when I needed it A great help getting my finances back in order Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40970)

Review of the Zopa, Credit card:

Zopa are very good.

Zopa are very good. I am impressed with services. Reviewed on: 31st March 2025

I found my self Zopa as a good and straight forward...

I found my self Zopa as a good and straight forward organisation Reviewed on: 15th January 2026

All round great experience start to finish

All round great experience start to finish Reviewed on: 15th January 2026

Always easy to use and quick to respond

Always easy to use and quick to respond Reviewed on: 15th January 2026

Really good rates and not expensive repayments

Really good rates and not expensive repayments Reviewed on: 15th January 2026

Great company

Find zopa great and easy to deal with would recommend to people Reviewed on: 15th January 2026

Good service,nice and easy online paying the card.

Good service,nice and easy online paying the card. Reviewed on: 15th January 2026

You're in control of your spending with the app,,pay...

You're in control of your spending with the app,,payment dates are clear Reviewed on: 15th January 2026

Lifesaver

Gave me a chance to have a credit card over Xmas even with poor credit. Reviewed on: 15th January 2026

Great service

Great service easy to understand very clear advice Reviewed on: 15th January 2026

Clear and very easy to understand app

Clear and very easy to understand app Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.84 from 799 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Credit card
from Nationwide 4.12 from 198 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 1611 reviews
Cash ISA
from Zopa 4.94 from 1263 reviews
Smart Saver
from Zopa 4.94 from 7373 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub