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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41698 reviews)

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4.93

Based on 41,698 reviews, last reviewed 15th Jan 2026

70200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and Easy.. Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41698)

Review of the Zopa, Credit card:

Gave a good credit limit, and balance transfer.

Gave a good credit limit, and balance transfer. Excellent rate APR. Reviewed on: 22nd April 2025

Easy with app to keep track.

Easy with app to keep track. On spending etc. Reviewed on: 15th January 2026

I have never had a problem when I need to speak to t...

I have never had a problem when I need to speak to them at all Reviewed on: 15th January 2026

ZOPA Review

ZOPA provides value for money when compared to other credit cards Reviewed on: 15th January 2026

Easy to use the app.

Easy to use the app. Great information given Reviewed on: 15th January 2026

Good. Five stars

Good.was very easy to make the card Reviewed on: 15th January 2026

Give Zopa a try,

Very easy to pay credit card bill online. No messing around having to verify payment in banking app Reviewed on: 15th January 2026

Zopa are brilliant , easy to use app and you know ex...

Zopa are brilliant , easy to use app and you know exactly where you are with them . Reviewed on: 15th January 2026

Easy to apply.

It was easy yo apply and I got an immediate response. Reviewed on: 15th January 2026

How to be looked after

Never a problem when l have a problem getting in touch with a helpful person to sort it out Reviewed on: 15th January 2026

It is a good value for money.

It is a good value for money. Easy to apply! Reviewed on: 15th January 2026

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