Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41900 reviews)

View other Zopa products

4.93

Based on 41,900 reviews, last reviewed 17th Jan 2026

79900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to set up, communication exerlent, serve my needs. Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41900)

Review of the Zopa, Credit card:

BEST CREDIT CARD SERVICE

Zopa service is amazing, the most amazing thing in Zopa is their outstanding instant payment. Overall they are the best credit card Reviewed on: 17th March 2021

Zopa is a excellent credit card.

Zopa is a excellent credit card. Reviewed on: 16th January 2026

Great service, trusted and quick

Great service, trusted and quick Reviewed on: 16th January 2026

Easiest banking app to use.

Easy to use app and you can do everything on it, so simple Reviewed on: 16th January 2026

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

Always been there with good advice and help when re...

Always been there with good advice and help when required Reviewed on: 16th January 2026

Best in service.

Best in service.Payments will be done faster.Never got struck with any payments. Reviewed on: 16th January 2026

Great service fair and honest quality credit card su...

Great service fair and honest quality credit card supplier Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Credit Card
from American Express 4.30 from 123 reviews
Fluid Credit Card
from NewDay 4.33 from 103 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2262 reviews
Cash ISA
from Zopa 4.95 from 1439 reviews
Smart Saver
from Zopa 4.94 from 7466 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub