Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (35253 reviews)

View other Zopa products

4.93

Based on 35,253 reviews, last reviewed 20th Jan 2025

89600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa's been a lifesaver for my credit score; most o... Zopa's been a lifesaver for my credit score; most other places wouldn't touch me. Their communication's great, and I'm really happy. Reviewed on: 20th January 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35253)

Review of the Zopa, Credit Card:

Very efficient

Hassle free and quick to get. App is very good Reviewed on: 22nd January 2023

In control

As I received my card I've been in control and zopa have always communicated with me through there app and let me pay extra or my minimum amount. Reviewed on: 18th January 2025

I enjoy the Zopa card and its differences

I enjoy the Zopa card and its differences Reviewed on: 18th January 2025

Easy to use

Easy to use and set up with clear instructions and help available if needed customer services are very responsive and are extremely responsive Reviewed on: 18th January 2025

Very good customer service and money value

Very good customer service and money value Reviewed on: 18th January 2025

Just a great service manageable credit limit and gre...

Just a great service manageable credit limit and great comms Reviewed on: 18th January 2025

,Clear, concise,, courteous .

Applied for card recently . Process was v clear and helpful (I am eighty) Have found communications and app very helpful . I have previously known ZOPA as ethical company Reviewed on: 18th January 2025

Very helpful and easy to approach.

Very helpful and easy to approach. Reviewed on: 18th January 2025

Zopa credit card

Quick and simple to apply. With fast response. Reviewed on: 18th January 2025

Excellent interest rates.

Excellent interest rates. Very easy to apply. Easy to use phone app to keep track of spending and make payments. Reviewed on: 18th January 2025

Great Credit Card Lender

Zopa is a great credit card lender, the app is very easy to use and has great features, email reminders and offers are always amazing to have sent to you. Customer service are brilliant if you ever have a question via live chat or phone call Reviewed on: 18th January 2025

Alternative products

Clarity Credit Card
from Halifax 4.13 from 256 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Everyday Credit Card
from Creation 2.63 from 18 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub