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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa credit card experience.

They are very helpful, efficient service and easy to access and use. The advisors are very nice and friendly. Reviewed on: 23rd April 2025

Very good, I'm very happy, easy to apply...

Very good, I'm very happy, easy to apply for cards Reviewed on: 23rd April 2025

i like zopa, its very usefull for me

i like zopa, its very usefull for me Reviewed on: 23rd April 2025

Easy to apply, quick response.

Easy to apply, quick response. Great customer service. Thank you Zopa Reviewed on: 23rd April 2025

Good experience my DD book n no in b y

Good experience my DD book n no in b y Reviewed on: 23rd April 2025

Great company

Great service can always get help when needed no problems at all Reviewed on: 23rd April 2025

Good communication and updates.

Good communication and updates. Online app easy to use giving quick access to products. Reviewed on: 23rd April 2025

Brilliant

They are very helpful and understanding Reviewed on: 23rd April 2025

I've never had any problems with zopa, best credit c...

I've never had any problems with zopa, best credit card I've had. Reviewed on: 23rd April 2025

Never had any problems with zopa

Never had any problems with zopa Reviewed on: 23rd April 2025

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