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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

As described

There's not a lot to say. It's exactly what it says on the tin. Reviewed on: 23rd April 2025

Reliable and quick to respond

After a fraud incident the issue was resolved straight away. Transactions that weren’t recognised were refunded immediately and a new card issued straight away Reviewed on: 23rd April 2025

5 Star Review Always

Always impressed with their services each time I require them. The credit card is easy to use, the app is easy to navigate around and making payments back onto my card is quick and efficient! Very very happy with this product and company! Reviewed on: 23rd April 2025

They have excellent customer service

They have excellent customer service Reviewed on: 23rd April 2025

Stress Less

I find that dealing with Zopa, is stress free. Reviewed on: 23rd April 2025

Zopa credit card

Easy to navigate site, and great customer service Reviewed on: 23rd April 2025

I have a excellent experience with zopa

I have a excellent experience with zopa Reviewed on: 23rd April 2025

Zopa credit card experience.

They are very helpful, efficient service and easy to access and use. The advisors are very nice and friendly. Reviewed on: 23rd April 2025

Very good, I'm very happy, easy to apply...

Very good, I'm very happy, easy to apply for cards Reviewed on: 23rd April 2025

i like zopa, its very usefull for me

i like zopa, its very usefull for me Reviewed on: 23rd April 2025

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