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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Loving this card payments go through so easy customer service is great. Thank you for giving me credit when no one else would Reviewed on: 18th April 2025

Easy secure safe friendly service

Easy secure safe friendly service Reviewed on: 18th April 2025

Very cool

I use it with pleasure without additional fees in Europe. Reviewed on: 18th April 2025

Good credit card ,easy to use app

Good credit card ,easy to use app Reviewed on: 18th April 2025

Great customer service.

Great customer service. I really appreciate the text reminder for paying instalments as life is hectic at the moment! Reviewed on: 18th April 2025

Excellent customer service,easy to use app,can’t fau...

Excellent customer service,easy to use app,can’t fault anything.great experience all round! Reviewed on: 18th April 2025

This company is very reasonable.

This company is very reasonable. The interest rate is very good. They confirm use of card when a transaction is made. Giving the card holder information about the amount that is spent and to whom. Very informative. Reviewed on: 18th April 2025

Fantastic credit card provider.

Fantastic credit card provider. No issues with anything connected with this company. Reviewed on: 18th April 2025

Great app format and Easy to navigate

Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

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