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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Have been with zopa a while now nothing but excellen...

Have been with zopa a while now nothing but excellent proffesional service Reviewed on: 18th April 2025

Everything is very easy the app is very clear and ea...

Everything is very easy the app is very clear and easily explained Reviewed on: 18th April 2025

Never had a problem , app is great and details every...

Never had a problem , app is great and details everything I need Reviewed on: 18th April 2025

Very helpful and app very easy to use

Very helpful and app very easy to use Reviewed on: 18th April 2025

It's been very convenient for me

It's been very convenient for me Reviewed on: 18th April 2025

Very good card and easy to pay up and...

Very good card and easy to pay up and Reviewed on: 18th April 2025

Great experience, great name, great card.

Great experience, lovely card design. Easy to use app. Paying the bill is easy and quick with all sorts of choices for amounts etc. It’s accepted everywhere that I go to. Reviewed on: 18th April 2025

Since they day I applied for the credit card I as ve...

Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025

You work quickly and efficiently

You work quickly and efficiently Reviewed on: 18th April 2025

From day one I’ve had no problems the best and card...

From day one I’ve had no problems the best and card ever had so easy to use and pay Reviewed on: 18th April 2025

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