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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great and amazing

Zopa has been amazing, offering great customer service and financial service Reviewed on: 18th April 2025

So easy to be with Zopa, always kept up to date and...

So easy to be with Zopa, always kept up to date and advised of services Reviewed on: 18th April 2025

Credit card

It just like a credit card . I use the touch and go often. Reviewed on: 18th April 2025

It is way to speak with someone also Zopa offers so...

It is way to speak with someone also Zopa offers so much more than a credit dard Reviewed on: 18th April 2025

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS...

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS ARE REQUIRED Reviewed on: 18th April 2025

My experience has always been problem free, therefor...

My experience has always been problem free, therefore negative comments are not an option. I am more than happy with the level of service offered by Zopa. Reviewed on: 18th April 2025

Great app.

Great app. Easy to navigate. They give poor credit people a chance. Reviewed on: 18th April 2025

Excellent so far may it continue

Excellent so far may it continue Reviewed on: 18th April 2025

Great company and easy to use.

Great company and easy to use. Very informative Reviewed on: 18th April 2025

Very friendly and good response time

Very friendly and good response time Reviewed on: 18th April 2025

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