Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

View other Zopa products

4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic value credit card

The credit card interest rate is very reasonable, communication is clear and quick Reviewed on: 23rd April 2025

Knowledge

Knowledge was great understood everything Reviewed on: 23rd April 2025

Amazing experience.

Since joining Zopa it's been an amazing experience. Access to products, navigating the app is easy and seamless. Reviewed on: 23rd April 2025

Hassle free service, very professional

Hassle free service, very professional Reviewed on: 23rd April 2025

credit card limit uplift

good experience would say cred card limit uplift should come into play after 6months Reviewed on: 23rd April 2025

Excellent

Very professional service all ways keeping up to date with your account Reviewed on: 23rd April 2025

Great service

They have given me a credit limit that isn't to big to deal with monthly and customer service is brilliant Reviewed on: 23rd April 2025

They have been open and honest, great communication...

They have been open and honest, great communication when needed. Reviewed on: 23rd April 2025

They gave me credit when I needed it with a low cred...

They gave me credit when I needed it with a low credit rating Reviewed on: 23rd April 2025

Amazing company with friendly customer service team

Zopa are a fantastic credit card company, for offering credit limits to help you improve your credit score Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Clear Rate Platinum Credit Card
from NatWest 3.85 from 19 reviews
Aqua credit cards
from NewDay 4.89 from 3308 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6572 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub