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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good rates, helpful customer service.

Good rates, helpful customer service. I like the holiday savings option. Reviewed on: 23rd April 2025

Everything is excellent slick and easy would recomme...

Everything is excellent slick and easy would recommend to everyone Fantastic customer journey from start to finish Reviewed on: 23rd April 2025

Straight forward simple credit card

Straight forward simple credit card Reviewed on: 23rd April 2025

It is very convenient to use the app and facilities...

It is very convenient to use the app and facilities Reviewed on: 23rd April 2025

Quick and easy to use card and top card back up thro...

Quick and easy to use card and top card back up through the app Reviewed on: 23rd April 2025

Fantastic the best from the rest

Fantastic the best from the rest Reviewed on: 23rd April 2025

Fantastic value credit card

The credit card interest rate is very reasonable, communication is clear and quick Reviewed on: 23rd April 2025

Knowledge

Knowledge was great understood everything Reviewed on: 23rd April 2025

Amazing experience.

Since joining Zopa it's been an amazing experience. Access to products, navigating the app is easy and seamless. Reviewed on: 23rd April 2025

Hassle free service, very professional

Hassle free service, very professional Reviewed on: 23rd April 2025

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