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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy too use,. App is amazing

So easy too use,.love everything about them. Reviewed on: 23rd April 2025

They are far and excellent customer service helpful...

They are far and excellent customer service helpful and polite people Reviewed on: 23rd April 2025

Well done

Easy to use and great company Excellent interests Reviewed on: 23rd April 2025

Excellent service with care.

My experience has been excellent from smooth reach to the customer service who are willing to find resolution with politeness to helping manage the credit with cushion feature. It’s all awesome. Reviewed on: 23rd April 2025

Easy setup and early notice for payments excellent

Easy setup and early notice for payments excellent Reviewed on: 23rd April 2025

I have been using zopa very good service

I have been using zopa very good service Reviewed on: 23rd April 2025

Zopa has been excellent at supporting me with re pos...

Zopa has been excellent at supporting me with re possible lending. The app and payment systems is fantastic and I really feel like I am in control. The insights the app provides and the service they deliver are the best I have experienced with credit cards. Not clinical and sterile, but supportive - with information about my credit score, how to improve it, product eligibility etc. overall, whilst I was initially apprehensive about a credit card with what was an unknown internet company for me - it was a great choice and I’d be happy recommending to my family and friends. Great work. Reviewed on: 23rd April 2025

Good company

Easy application, great app and easy to use. Sensible credit limits Reviewed on: 23rd April 2025

Very good service and good value

Very good service and good value Reviewed on: 23rd April 2025

Great service great help when I need

Great service great help when I need Reviewed on: 23rd April 2025

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