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Zopa: Credit card reviews

4.94
Based on 44,328 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026
Eunice O's avatar
Eunice O

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44328)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use and payments many options

5
Easy to use and payments many options Reviewed on: 23rd April 2025

Great very good and speedy delivery

5
Great very good and speedy delivery Reviewed on: 23rd April 2025

Easy to use card All good easy to use

5
All good easy to use easy to set up on line Reviewed on: 23rd April 2025

easy to use app easy to manage

5
easy to use app easy to manage money Reviewed on: 23rd April 2025

Always great customer service and fair interest rate...

5
Always great customer service and fair interest rates and easy to understand statements. Reviewed on: 23rd April 2025

Perfect service

5
The best experience I’ve had so far Reviewed on: 23rd April 2025

Easy to use, helpful and friendly

5
Easy to use, helpful and friendly Reviewed on: 23rd April 2025

All good

5
Everything is clear and simple. Will be perfect when wil be possible incriss my limit. Reviewed on: 23rd April 2025

Good value

4
It’s very good value for the repayments the interest is very good they give you plenty of warning b4 your payment date very pleased with the service given Reviewed on: 23rd April 2025

Zopa has been very professional and patient with me.

5
Zopa has been very professional and patient with me. I value that very much Reviewed on: 23rd April 2025