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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have found using Zopa very easy the app is...

I have found using Zopa very easy the app is great Reviewed on: 17th April 2025

Zopa great

Great service, great app, easy to use Reviewed on: 17th April 2025

I've had a great experience with the Zopa Credit Card.

I've had a great experience with the Zopa Credit Card. The app is super easy to use, and everything is really transparent – no hidden fees or confusing terms. Payments are straightforward, and I love the real-time notifications. Customer service has also been responsive and helpful whenever I had a question. Definitely recommend for anyone looking for a reliable and modern credit card. Reviewed on: 17th April 2025

I have had no problems or issues with my card.

I have had no problems or issues with my card. Has been plain sailing sine applying for and receiving my card Reviewed on: 17th April 2025

Zopa accepted me with no hesitation.

Zopa accepted me with no hesitation. I have been a customer for 2 years my experience has been excellent and would advise anybody to use this company without hesitation. Reviewed on: 17th April 2025

Very helpful !

Very helpful ! Had a problem with my app and got it sorted right away !also got my new card replaced less than a week !! Reviewed on: 17th April 2025

My starting credit limit is low.

My starting credit limit is low and it's yet to be increased. Zopa will get a 10/10 and 5 star from me when they increase my credit limit. Reviewed on: 17th April 2025

Apps so easy to use and keep a check on what you spe...

Apps so easy to use and keep a check on what you spend, very good service Reviewed on: 17th April 2025

Simple and easy.

Simple and easy. I recommend it to my husband and he applied got it and enjoyed Reviewed on: 17th April 2025

I have found Zopa bank very helpful

I have found Zopa bank very helpful professional and understanding of its customers problems and assists them in anyway they can especially in there finnances and loans Reviewed on: 17th April 2025

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