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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa has been very professional and patient with me.

Zopa has been very professional and patient with me. I value that very much Reviewed on: 23rd April 2025

very good company, always try help and found the bes...

very good company, always try help and found the best deal for each situation Reviewed on: 23rd April 2025

I’m happy very good company!

I’m happy very good company! Very good rates! Reviewed on: 23rd April 2025

I like to work with Zopa , they very quickly approve...

I like to work with Zopa , they very quickly approved for my credit card ,they are excellent bank. I will recommend with pleasure. Reviewed on: 23rd April 2025

Great service and always willing to support if needed

Great service and always willing to support if needed Reviewed on: 23rd April 2025

Encouraging and inspiring experience

Encouraging and inspiring experience Reviewed on: 23rd April 2025

Fantastic app makes managing my card an absolute bre...

Fantastic app makes managing my card an absolute breeze! Reviewed on: 23rd April 2025

Must must have

I've got everything I need on my credit card. Reviewed on: 23rd April 2025

Good card to have whenever you're skint

Good card to have whenever you're skint Reviewed on: 23rd April 2025

All good great service easy to use and good app to m...

All good great service easy to use and good app to make sure everything is ok Reviewed on: 23rd April 2025

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