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Zopa: Credit card reviews

4.94
Based on 44,330 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026
Debbie branch's avatar
Debbie branch

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44330)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Voted1234

5
Great app and thanks for everything 123456789 Reviewed on: 23rd April 2025

Excellent customer service.

5
Excellent customer service. I'm a very satisfied customer. Reviewed on: 23rd April 2025

An incredibly versatile product

5
An incredibly versatile product, with an amazingly supportive and intuitive app which helps me track my spending while also allowing me to control it. Reviewed on: 23rd April 2025

Affordable interest rate , easy to use , great custo...

4
Affordable interest rate , easy to use , great customer service care Reviewed on: 23rd April 2025

Good service

5
Good service app works well no issues Reviewed on: 23rd April 2025

cellent servise

5
They have proved me with excellent servise Reviewed on: 23rd April 2025

Very good company easy to get hold of and the intere...

5
Very good company easy to get hold of and the interest is low I would recommend to anyone Reviewed on: 23rd April 2025

Graeme Johns

5
Easy to use, easy to pay monthly and transfer money too. Plus also comes with a Bank Account, which is just as excellent. Reviewed on: 23rd April 2025

Very happy with the service I received from zopa

5
Very happy with the service I received from zopa Reviewed on: 23rd April 2025

Easy to use and very helpful service

5
Easy to use and very helpful service Reviewed on: 23rd April 2025

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