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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer service.

Excellent customer service. I'm a very satisfied customer. Reviewed on: 23rd April 2025

An incredibly versatile product

An incredibly versatile product, with an amazingly supportive and intuitive app which helps me track my spending while also allowing me to control it. Reviewed on: 23rd April 2025

Affordable interest rate , easy to use , great custo...

Affordable interest rate , easy to use , great customer service care Reviewed on: 23rd April 2025

Good service

Good service app works well no issues Reviewed on: 23rd April 2025

cellent servise

They have proved me with excellent servise Reviewed on: 23rd April 2025

Very good company easy to get hold of and the intere...

Very good company easy to get hold of and the interest is low I would recommend to anyone Reviewed on: 23rd April 2025

Graeme Johns

Easy to use, easy to pay monthly and transfer money too. Plus also comes with a Bank Account, which is just as excellent. Reviewed on: 23rd April 2025

Very happy with the service I received from zopa

Very happy with the service I received from zopa Reviewed on: 23rd April 2025

Easy to use and very helpful service

Easy to use and very helpful service Reviewed on: 23rd April 2025

Best credit card

Zopa have been there when needed. 10/10 Reviewed on: 23rd April 2025

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