Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

View other Zopa products

4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have had no issues with zopa, in fact they have be...

I have had no issues with zopa, in fact they have been extremely good. Reviewed on: 23rd April 2025

Brilliant can’t recommend this enough

Brilliant can’t recommend this enough Reviewed on: 23rd April 2025

AMAzing customer service very helpful

AMAzing customer service very helpful Reviewed on: 23rd April 2025

Excellent credit card app is also easy to use Zopa o...

Excellent credit card app is also easy to use Zopa offers other products which some I have used all excellent Reviewed on: 23rd April 2025

Helpful and informative with a easy to use app

Helpful and informative with a easy to use app Reviewed on: 23rd April 2025

They saved me :) there are so good

They saved me :) there are so good Reviewed on: 23rd April 2025

Zopa has been a wonderful experience both in terms o...

Zopa has been a wonderful experience both in terms of managing my money and providing support where needed Reviewed on: 23rd April 2025

The zopa card, the one to have.

Ive had a zopa card for a good while now. Its a great asset , and the app is simple to use and understand.Ive had no problems at all using my card, but if i did,, customer service i know would sirt me out without any problem. I find the whole experience of having this card excellent. I highly rate it.. Reviewed on: 23rd April 2025

best card to start a credit improvement journey

I have used you for a few years now. Always comes in handy. Reviewed on: 23rd April 2025

Easy to use app to keep a check on balance...

Easy to use app to keep a check on balance etc Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.56 from 6 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1546 reviews
Personal loan
from Zopa 4.95 from 69064 reviews
Current account
from Zopa 4.93 from 6562 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub