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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very helpful and through , any transaction not recog...

Very helpful and through , any transaction not recognised instant phone call or text Reviewed on: 23rd April 2025

Excellent service app is easy to use

Excellent service app is easy to use Reviewed on: 23rd April 2025

Very quick and simple, never had a problem.

Very quick and simple, never had a problem. Good customer service with quick response. Reviewed on: 23rd April 2025

I've been with zoopa for just over a year brilliant...

I've been with zoopa for just over a year brilliant service Reviewed on: 23rd April 2025

When I had a issue with a payment they sorted it wit...

When I had a issue with a payment they sorted it without any drama one phone call and it was sorted Reviewed on: 23rd April 2025

Easy to understand website.

Easy to understand website. Clear and consice information. Reviewed on: 23rd April 2025

Smooth paying method fab customer service and lots m...

Smooth paying method fab customer service and lots more options on app than other credit cards Reviewed on: 23rd April 2025

In my own view, generally Zopa is one of the...

In my own view, generally Zopa is one of the best Reviewed on: 23rd April 2025

Using the app to control both my accounts are very e...

Using the app to control both my accounts are very easy. Reviewed on: 23rd April 2025

Never had an issue, great bank and great benefits

Never had an issue, great bank and great benefits Reviewed on: 23rd April 2025

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