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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to understand website.

Easy to understand website. Clear and consice information. Reviewed on: 23rd April 2025

Smooth paying method fab customer service and lots m...

Smooth paying method fab customer service and lots more options on app than other credit cards Reviewed on: 23rd April 2025

In my own view, generally Zopa is one of the...

In my own view, generally Zopa is one of the best Reviewed on: 23rd April 2025

Using the app to control both my accounts are very e...

Using the app to control both my accounts are very easy. Reviewed on: 23rd April 2025

Never had an issue, great bank and great benefits

Never had an issue, great bank and great benefits Reviewed on: 23rd April 2025

Brilliant card for my use in everyday life

Brilliant card for my use in everyday life Reviewed on: 23rd April 2025

Easy to apply and good products.

Easy to apply and good products.. great interest on current accounts Reviewed on: 23rd April 2025

Zopa are 1st class!

Zopa are 1st class!, they help you keep track of when payments are due and help with improving your credit score. Reviewed on: 23rd April 2025

Zopa have great rates on credit cards and loans

Zopa have great rates on credit cards and loans Reviewed on: 23rd April 2025

Zopa gave me a card, when most wouldn't, which gave...

Zopa gave me a card, when most wouldn't, which gave me a chance to get on and try to sort out my other finances Reviewed on: 23rd April 2025

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