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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant card for my use in everyday life

Brilliant card for my use in everyday life Reviewed on: 23rd April 2025

Easy to apply and good products.

Easy to apply and good products.. great interest on current accounts Reviewed on: 23rd April 2025

Zopa are 1st class!

Zopa are 1st class!, they help you keep track of when payments are due and help with improving your credit score. Reviewed on: 23rd April 2025

Zopa have great rates on credit cards and loans

Zopa have great rates on credit cards and loans Reviewed on: 23rd April 2025

Zopa gave me a card, when most wouldn't, which gave...

Zopa gave me a card, when most wouldn't, which gave me a chance to get on and try to sort out my other finances Reviewed on: 23rd April 2025

Great credit card company.

Great credit card company. Gave me a chance when other companies were more judgemental. App easy to follow and just perfect for me. Reviewed on: 23rd April 2025

Easy to use good customer service

Easy to use good customer service Reviewed on: 23rd April 2025

Zopa is the best credit card and easy to use everywh...

Zopa is the best credit card and easy to use everywhere. Reviewed on: 23rd April 2025

Was good start for my credit score

Was good start for my credit score Reviewed on: 23rd April 2025

Easy to use great app.

Easy to use great app. Would recommend Reviewed on: 23rd April 2025

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