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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A very good credit card (low interest rate)

A very good credit card (low interest rate) Reviewed on: 23rd April 2025

Spending with Zopa is great the credit cushion optio...

Spending with Zopa is great the credit cushion option helps me control my limits Reviewed on: 23rd April 2025

No problems.

No problems. Rung customer service once and excellent service. Good app Reviewed on: 23rd April 2025

Had nothing but an amazing service from these guys

Had nothing but an amazing service from these guys Reviewed on: 23rd April 2025

I’m’ very satisfied with the Zopa Credit Card.

I’m’ very satisfied with the Zopa Credit Card. Reviewed on: 23rd April 2025

I feel that zopa as a company is good

I feel that zopa as a company is good Reviewed on: 23rd April 2025

User friendly app and very attentive staff

User friendly app and very attentive staff Reviewed on: 23rd April 2025

Easy to use and keep track of payments

Easy to use and keep track of payments Reviewed on: 23rd April 2025

Wonderful, professional team no task to difficult

Wonderful, professional team no task to difficult Reviewed on: 23rd April 2025

Good experience great customer service easy app

Good experience great customer service easy app Reviewed on: 23rd April 2025

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