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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have had difficulty in reagents as I was strugglin...

I have had difficulty in reagents as I was struggling to pay back the credit I used, after couple of months I spoke with customer service and they helped me out from situation and setup reasonable payment pan for me Reviewed on: 22nd April 2025

Fantastic no problems easy to use

Fantastic no problems easy to use Reviewed on: 22nd April 2025

Vote for Zopa.

The staff are easy to talk to very helpful and they get the job done 10/10; from me. Thankyou Reviewed on: 22nd April 2025

Zopa credit card is a great company

Zopa credit card is a great company Reviewed on: 22nd April 2025

It’s Brilliant and there very helpful

It’s Brilliant and there very helpful Reviewed on: 22nd April 2025

Best credit card and amazing value for money

I have a credit card and a saving account - the customer service service is amazing as well as navigating the app is super easy and clear! Reviewed on: 22nd April 2025

It's a good bank hope it stays like this forever and...

It's a good bank hope it stays like this forever and only get better Reviewed on: 22nd April 2025

very easy and quick to apply, got it for emergencies...

very easy and quick to apply, got it for emergencies and just had an increase which is good. Reviewed on: 22nd April 2025

Flexibility

They have made my life easier to have a treat every now & again by being very flexible with my card credit allowance. Reviewed on: 22nd April 2025

It’s excellent I don’t have any problems with that

It’s excellent I don’t have any problems with that Reviewed on: 22nd April 2025

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