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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa credit card is a great company

Zopa credit card is a great company Reviewed on: 22nd April 2025

It’s Brilliant and there very helpful

It’s Brilliant and there very helpful Reviewed on: 22nd April 2025

Best credit card and amazing value for money

I have a credit card and a saving account - the customer service service is amazing as well as navigating the app is super easy and clear! Reviewed on: 22nd April 2025

It's a good bank hope it stays like this forever and...

It's a good bank hope it stays like this forever and only get better Reviewed on: 22nd April 2025

very easy and quick to apply, got it for emergencies...

very easy and quick to apply, got it for emergencies and just had an increase which is good. Reviewed on: 22nd April 2025

Flexibility

They have made my life easier to have a treat every now & again by being very flexible with my card credit allowance. Reviewed on: 22nd April 2025

It’s excellent I don’t have any problems with that

It’s excellent I don’t have any problems with that Reviewed on: 22nd April 2025

Very helpful.

Very helpful. Good thing to have Reviewed on: 22nd April 2025

Great company to deal with professional but accessib...

Great company to deal with professional but accessible only good dealings Reviewed on: 22nd April 2025

Really easy to apply and get help if needed.

Really easy to apply and get help if needed. Reviewed on: 22nd April 2025

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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