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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use app and great service.

Easy to use app and great service. Reviewed on: 22nd April 2025

Zopa Bank is reliable and the best

Zopa Bank is reliable and the best Reviewed on: 22nd April 2025

Zopa is excellent at being able to better your credi...

Zopa is excellent at being able to better your credit score. Reviewed on: 22nd April 2025

Super support

They are very informative and always offering advice and support Reviewed on: 22nd April 2025

Very happy with Zopa l have no bad experience with m...

Very happy with Zopa l have no bad experience with my card is old high interest Reviewed on: 22nd April 2025

Excellent company brilliant customer service

Excellent company brilliant customer service Reviewed on: 22nd April 2025

Great company that care

Great company that actually care about affordability and monitor you and let you know what you can afford Reviewed on: 22nd April 2025

Excellent service great credit card to deal with

Excellent service great credit card to deal with Reviewed on: 22nd April 2025

zopa credit card is reliable and easy to use.

zopa credit card is reliable and easy to use. Reviewed on: 22nd April 2025

Great review

Sure, here's a review for a credit card: I've been using this credit card for about a year now, and I'm really happy with it. The rewards program is great – I earn points on every purchase, and I can redeem them for cash back, gift cards, or travel. The interest rate is also competitive, and I've never had any issues with hidden fees or unexpected charges. One of the things I appreciate most is the card's security features. It has fraud protection, and I feel confident that my information is safe when I use it online or in stores. Plus, the customer service has been excellent Reviewed on: 22nd April 2025

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