Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

View other Zopa products

4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Spoke to customer services

Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

Fantastic!

Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

Ecredit card ..

Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

Quick acceptance and customer service Reviewed on: 22nd April 2025

Perfect transaction and information throughout the w...

Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

Easy to navigate app.

Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

Zopa cards

No dealings with them apart from setting up of accounts Reviewed on: 22nd April 2025

I got a credit card with Zopa to help build my credi...

I got a credit card with Zopa to help build my credit score and they’ve done exactly what I needed. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Credit card
from ASDA Money 2.61 from 104 reviews
Credit card
from Debenhams 2.47 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub