Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

My experience

An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

Very smooth and efficient service

Very smooth and efficient service design for the customer Reviewed on: 22nd April 2025

Excellent app, easy to navigate site and great custo...

Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

Always good

Always had a good and fast service. Reviewed on: 22nd April 2025

Easily understandable and excellent customer service

Clear details and no hidden charges. Reviewed on: 22nd April 2025

Brilliant to help build credit score

Brilliant to help build credit score Reviewed on: 22nd April 2025

They are always at the end of the phone if you need...

They are always at the end of the phone if you need help Reviewed on: 22nd April 2025

Very good, understandable and honest

Very good, understandable and honest Reviewed on: 22nd April 2025

Absolutely amazing credit card company.

Absolutely amazing credit card company. They are always so quick to response and friendly. They are brilliant. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Credit cards
from Virgin Money 3.85 from 806 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub