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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing experience.

Always happy to help, quick service and really understand us as customers, I will only ever use zopa from now on. Reviewed on: 22nd April 2025

Zopa. Great Service

Since I’ve been with Zopa I have received nothing but excellent service and helpful hints. Very satisfied Reviewed on: 22nd April 2025

My experience has been nothing but great

My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

Easy site to use.

Easy site to use. Excellent service Reviewed on: 22nd April 2025

Just a great company and great service , no hidden f...

Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

Just straight forward and direct so simplicity is key.

Just straight forward and direct so simplicity is key. Reviewed on: 22nd April 2025

Very competitive interest rate very good customer se...

Very competitive interest rate very good customer service very quick response Reviewed on: 22nd April 2025

Great product and excellent customer service

Great product and excellent customer service Reviewed on: 22nd April 2025

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Want to see more from Zopa?

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