Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic customer service.

Fantastic customer service. Issues dealt with promptly. Very professional Reviewed on: 22nd April 2025

Very good card.

Very good card. An ok apr as well Reviewed on: 22nd April 2025

I ham relly happy best card had nd have told all fam...

I ham relly happy best card had nd have told all family two get A++++ Reviewed on: 22nd April 2025

Zopa review

I've had this credit card for quite some time and I pay my bills monthly in full and I've never been offered an increase or a loan Reviewed on: 22nd April 2025

Great app, easy to use.

Great app, easy to use. Clear repayment options Reviewed on: 22nd April 2025

Good customer service and very easy to operate with...

Good customer service and very easy to operate with the good security and safety of your money Reviewed on: 22nd April 2025

Everything is so easy to use in the app.

Everything is so easy to use in the app.Customer service team very helpful Reviewed on: 22nd April 2025

Excellent service, great rates.

Excellent service, great rates. Always let's me know of new updates and promotions Reviewed on: 22nd April 2025

I'm very happy with Zopa service.

I'm very happy with Zopa service. I think it is the best service loan. Reviewed on: 22nd April 2025

Excellent service fast and issue resolved very quickly

Excellent service fast and issue resolved very quickly Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Classic Credit Card
from Capital One 4.07 from 292 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub