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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have never had problems with Zopa at all.

I have never had problems with Zopa at all. I would recommend it to any one Reviewed on: 22nd April 2025

Well they are the best when I apply for the card I w...

Well they are the best when I apply for the card I was only trying to see if I can get and a within the minute they said yes to me when I really need money for something so far so much Reviewed on: 22nd April 2025

Outstanding service

So far it’s been an outstanding experience banking with Zopa Reviewed on: 22nd April 2025

Excellent throughout

Excellent throughout my time with zopa Reviewed on: 22nd April 2025

Everything is pcuerfect for me about customer service

Everything is perfect for me about customer service Reviewed on: 22nd April 2025

Easy to set up and use a great credit card

Easy to set up and use a great credit card Reviewed on: 22nd April 2025

Easy to pay and apply less interest rate

Easy to pay and apply less interest rate Reviewed on: 22nd April 2025

Best credit card I’ve ever had , couldn’t fault the...

Best credit card I’ve ever had , couldn’t fault the service from start to finish. The app is amazing so easy to understand and make payments Reviewed on: 22nd April 2025

Easy to apply, instant decision.

Easy to apply, instant decision. Great app Reviewed on: 22nd April 2025

Perfect..

Easy to use friendly and helpful on the phone clear payment plan easy to pay great simple app notifications on payments transactions easy to find pin reminder trustworthy and good starting limit. Happy to recommend Reviewed on: 22nd April 2025

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