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Zopa: Credit card reviews

4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Apps easy to sure never had a issue with this...

5
Apps easy to sure never had a issue with this company Reviewed on: 22nd April 2025

Zopa best credit card

5
Zopa gave me a chance and I’ve kept up payments they are a great credit card Reviewed on: 22nd April 2025

Good experience from Start to finish

5
Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

5
Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

5
Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

Easy app.

5
Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

Easy to apply and app is easy to navigate

5
Easy to apply and app is easy to navigate Reviewed on: 22nd April 2025

Great credit card

5
Great rate very good customer service never had a problem Reviewed on: 22nd April 2025

Excellent company and service provider

5
Excellent. Customer service, effective and efficient in all aspects of service. Reviewed on: 22nd April 2025

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