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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent for everyday needs or that purchase you ju...

Excellent for everyday needs or that purchase you just can’t afford at present Reviewed on: 22nd April 2025

Had no problems ,would totally recommend

Had no problems ,would totally recommend Reviewed on: 22nd April 2025

Easy to use and great communication

Easy to use and great communication Reviewed on: 22nd April 2025

Great card

They say they do also the give me , interest cash back which I do not expect and is super duper fantastic. Reviewed on: 22nd April 2025

Excellent service service best service

Excellent service service best service Reviewed on: 22nd April 2025

Good Credit Card

easy to use, no hidden charges, HIGHLY RECOMMENDED Reviewed on: 22nd April 2025

Great thank you , it’s amazing company !

Great thank you , it’s amazing company ! I appreciate everything you done for me and for me and for the credit card you have offered & friendly support staff Reviewed on: 22nd April 2025

the experince i have had i have had no issuse with z...

the experince i have had i have had no issuse with zopa at all Reviewed on: 22nd April 2025

Easy to use probably my favorite app applied for a l...

Easy to use probably my favorite app applied for a loan and had the money in my account within 5 minutes I also like that I can make additional payment to my loan with no hassle Reviewed on: 22nd April 2025

Zopa credit card

Getting a credit card with Zopa was straightforward and easy to apply The customer services excellent and straightforward would recommend to others Reviewed on: 22nd April 2025

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