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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

easy to use and friendly

I find zopa easy to use and friendly Reviewed on: 22nd April 2025

Very good credit card and easy app

Very good credit card and easy app Reviewed on: 22nd April 2025

Zoopa Zopa

Always there for good rates and service great may it continue.... A Zoopa Zopa experience Reviewed on: 22nd April 2025

Good so far

Good so far, had a small increase which was good Reviewed on: 22nd April 2025

Great banking, good credit card.

Great banking, good credit card. Not had any issues with them at all. Reviewed on: 22nd April 2025

When I applied on line for this it was very quick an...

When I applied on line for this it was very quick and easy and I had my card in less then 10 days very happy Reviewed on: 22nd April 2025

Never thought I would get a credit card but zopa wer...

Never thought I would get a credit card but zopa were kind enough to give me one and after 3/4 months they uped my credit score so they have been brilliant. Reviewed on: 22nd April 2025

Easy and reliable.

Easy and reliable. Easy access in app also connected to bank Reviewed on: 22nd April 2025

Brilliant service fast customer service and useful t...

Brilliant service fast customer service and useful that everything is online. Reviewed on: 22nd April 2025

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

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