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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good so far

Good so far, had a small increase which was good Reviewed on: 22nd April 2025

Great banking, good credit card.

Great banking, good credit card. Not had any issues with them at all. Reviewed on: 22nd April 2025

When I applied on line for this it was very quick an...

When I applied on line for this it was very quick and easy and I had my card in less then 10 days very happy Reviewed on: 22nd April 2025

Never thought I would get a credit card but zopa wer...

Never thought I would get a credit card but zopa were kind enough to give me one and after 3/4 months they uped my credit score so they have been brilliant. Reviewed on: 22nd April 2025

Easy and reliable.

Easy and reliable. Easy access in app also connected to bank Reviewed on: 22nd April 2025

Brilliant service fast customer service and useful t...

Brilliant service fast customer service and useful that everything is online. Reviewed on: 22nd April 2025

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

Great customer service 24/7 always willing to help

Great customer service 24/7 always willing to help Reviewed on: 22nd April 2025

Had a loan and it was in my account within...

Had a loan and it was in my account within seconds Reviewed on: 22nd April 2025

I’m very happy with my credit card excellent bank hi...

I’m very happy with my credit card excellent bank highly recommended to everyone Reviewed on: 22nd April 2025

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