Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great, best credit card i have ever had.

Great, best credit card i have ever had. Reviewed on: 22nd April 2025

It's been so easy and user friendly

It's been so easy and user friendly Reviewed on: 22nd April 2025

easy to use and friendly

I find zopa easy to use and friendly Reviewed on: 22nd April 2025

Very good credit card and easy app

Very good credit card and easy app Reviewed on: 22nd April 2025

Zoopa Zopa

Always there for good rates and service great may it continue.... A Zoopa Zopa experience Reviewed on: 22nd April 2025

Good so far

Good so far, had a small increase which was good Reviewed on: 22nd April 2025

Great banking, good credit card.

Great banking, good credit card. Not had any issues with them at all. Reviewed on: 22nd April 2025

When I applied on line for this it was very quick an...

When I applied on line for this it was very quick and easy and I had my card in less then 10 days very happy Reviewed on: 22nd April 2025

Never thought I would get a credit card but zopa wer...

Never thought I would get a credit card but zopa were kind enough to give me one and after 3/4 months they uped my credit score so they have been brilliant. Reviewed on: 22nd April 2025

Easy and reliable.

Easy and reliable. Easy access in app also connected to bank Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.73 from 120 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Everyday credit cards
from Lloyds Bank 4.06 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub